Debt can happen to anyone. Free advice and support can help you find ways to manage your debts and reduce how much you pay each month.
Citizens Advice provides information and advice on many matters including debt, employment problems, housing problems, family law and divorce and consumer problems.
They also offer help with form filling, letter writing and representation at tribunals.
Debt charity: Step Change
Step Change is a dedicated debt charity offering free debt advice and money management.
Businesses or self-employed debt advice
Business Debtline is run by the Money Advice Trust and can help those who are self-employed or have small businesses.
Beware loan sharks
Please beware loan sharks who lend money outside the legitimate agreed standards for money collection.
A safe way to borrow money
As people’s finances become squeezed, it can feel like the only option left is to take out a loan. If you think you need a small loan, a credit union may be a safer way to borrow a small amount of money.
Government guidance on living on a squeezed income
Visit the Government’s MoneyHelper website for help living on a squeezed income.
Free financial learning modules
Barclays LifeSkills is a free programme to support those wanting to understand how to manage their finances more easily – you can sign up to online training sessions such as:
New Horizons supports anyone who is unemployed or economically inactive and needs help with:
- money issues
- getting online
- moving towards training or work
The team offers up to 20 hours of one-to-one face to face help, including home visits.
For more information, please contact New Horizons by email at email@example.com.